Working Capital Loans

Working capital loans can be provided to the borrowers to meet net working capital requirement as well as to finance current assets. Banks provide working capital loans to meet cash flow gap and to manage the temporary liquidity.
Working capital finances can be made through the following products:

  • Overdraft
  • Short Term Loan
  • Service Excellence
  • Vigilance
  • Mid Term Working Capital Loan
  • Pledge Loan
  • Import Financing
    1. Trust Receipt Loan
    2. Import Loans
    3. Import Bills Purchase
  • Export Financing
    1. Packing Credit (Pre-shipment Loan / Post Shipment Loan)
    2. Export Bills Negotation / Purchase / Discounting

Other Loans

  • Margin Lending (Loans against Shares, Debentures and Bonds)
  • Loan against Government Securities/ Bonds
  • Loans against Fixed Deposits Receipts
  • Loan against Gold and Silver
  • Home Loan
  • Auto Loan
  • Education Loan
  • Personal Loan
  • Deprived Sector Loan
  • Agriculture Loan

Online Banking

Locker Services

Ensure Peace of Mind by Keeping your Valuables Safe

Learn More

Mobile Banking

With Janata Bank Mobile Banking discover quick, simple and convenient ways to take command of your bank account on your mobile phone.

Learn More

Internet Banking

Internet Banking is a convenient way to do banking from the comfort of your home or office.

Learn More