Enterprise Solution

Sharmananda Bhatta,

Proprietor

Jay Sitaram Dairy Udgyog, Dhangadi

In order to earn my living, I used to run a bicycle repairing workshop in Dhangadhi. The earning from the repair shop would hardly meet my financial needs. Due to very low income from this trade and pressure from my family members, I had to discontinue my bicycle repairing workshop.

As I had to do something for a living, I came out with this idea of collecting and selling milk. I borrowed money from some of my friends and started this business. The business picked up very well. As a result the scope and magnitude of my dairy business grew very fast but I did not have enough money to expand my business. In search of funds, I approached Janata Bank for agricultural loan. The officials of Janata Bank liked my business model and sanctioned me agricultural loan as per my requirement. With the loan received from Janata Bank and some subsidy from  Project for Agriculture Commercialization on the Trade (PACT), I was able to take my business to new heights.

With the help of modern technology, I have diversified my dairy product range and my company has become the no. 1 dairy company in Dhangadhi. I have also been able to create employment and have been able to impart technical knowledge to various groups and farmers.

All along this journey, Janata Bank has been a true partner for my success…

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