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Janata Special Saving Account


Eligibility Individuals of all age groups.
Account Type Normal savings account
Minimum balance to open a/c Rs 10,000.
Interest accrual basis On daily balance
Interest pay period Quarterly basis. Payable at the end of Ashad, Ashwin, Poush and Chaitra of Nepali Calendar
Cheque book issuance 10 leaves at a time on demand
Interest rate 7.00%
Withdrawal limit Up to NPR 1,000,000/- per day without prior notice
Documents required • Complete account opening form
• AML / KYC form - duly filled
• Identification document (citizenship/passport/voter ID)
• Photograph
• Birth certificate in case of minor
Key Features
Account maintaining minimum balance at all times.
• Free Internet Banking access
• Free ABBS facility
• Free Account statement 
• Free issue of Debit card valid for 2 years
• Free locker charge for first one year.
• Free Cheque book facility
If  the minimum balance is not maintained after availability of the above facility 50% of standard charges will be levied in the account.
Account operation Account operated by account holder or person nominated. Incase of minor, the account can be operated by the guardian.

Currency Buying Selling
US Dollar 114.05 114.65
Euro 129.29 130.59
Pound Sterling 145.22 147.02
Australian Dollar 82.18 83.18
View all » [As per Nov 21, 2018]
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Base Rate
(Based on BhadraEnd 2075 Figures) - 11.18%

Banking Hours

During summer (16th Magh to 15th Kartik)
Sunday to Thursday : 9:45 am to  5:00 pm
Friday : 9:45 am to 2:30 pm
During winter (16th Kartik to 15th Magh)
Sunday to Thursday : 9:45 am to  4:00 pm
Friday : 9:45 am to 2:30 pm

Holiday counter:

    1. New Baneshwor Branch (10:00 AM to 1:00 PM) (Saturdays only)
    2. New Road Branch (10:00 AM to 1:00 PM) (Public holidays except Saturdays)
    3. Butwal Milan Chowk Branch (10:00 AM to 1:00 PM ) (Public holidays and Saturdays)
    4. Sahid Chowk Branch, Narayangarh (10:00 AM to 1:00 PM ) (Saturdays only)