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Janata Muddati Khata

Janata Muddati Khata (Fixed Deposit) 

 Individuals (Natural Persons) Fixed Deposit

Eligibility Individuals
Account Type Fixed
Minimum balance to open a/c
Local currency
NPR 10,000/- for Individuals.
 Tenor*  Minimum: 15 days
 Maximum: 5 years.
 Interest rate*
As published by the Bank from time to time
Current Interest Rate Structure is as follows:
Foreign currency
Tenure Interest Rate (PA)
15 days up to 1 month
Above 1 months up to 3 months
Above 3 months up to 6 months
Above 6 months up to 5 years
Akshaya Kosh and Above 5 years
75 days Malamal Muddati Deposit
7.25% pa
8.00% pa
9.00% pa
9.25% pa
9.25% pa
As advised by Treasury from time to
 Interest payable Quarterly or upon maturity depending upon the product. Interest will be credited to nominated account periodically.
 Pre-liquidation charge  NPR 500 as FD pre-liquidation charge. No interest shall be paid if FD is premature within 3 months. Interest at the rate of 2% less than the FD rate corresponding to the period covered by FD at the time of FD opening shall be paid. No charges in case of deceased accounts.
 Documents required  • Must be an existing account holder of the bank.
 • Term deposit account opening form.

Currency Buying Selling
US Dollar 111.35 111.95
Euro 124.1 125.4
Pound Sterling 140.33 142.13
Australian Dollar 76.35 77.35
View all » [As per May 24, 2019]
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Base Rate
(Based on PoushEnd 2075 Figures) - 11.04%

Banking Hours

During summer (16th Magh to 15th Kartik)
Sunday to Thursday : 9:45 am to  5:00 pm
Friday : 9:45 am to 2:30 pm
During winter (16th Kartik to 15th Magh)
Sunday to Thursday : 9:45 am to  4:00 pm
Friday : 9:45 am to 2:30 pm

Holiday counter:

    1. New Baneshwor Branch (10:00 AM to 1:00 PM) (Saturdays only)
    2. New Road Branch (10:00 AM to 1:00 PM) (Public holidays except Saturdays)
    3. Butwal Milan Chowk Branch (10:00 AM to 1:00 PM ) (Public holidays and Saturdays)
    4. Sahid Chowk Branch, Narayangarh (10:00 AM to 1:00 PM ) (Saturdays only)