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Janata Muddati Khata

Eligibility Individual/ institutional.
Account Type Fixed
Minimum balance to open a/c
Local currency Foreign currency
NPR 50,000/- for individuals.
NPR 100,000/- for institutions.
USD 5,000/- or equivalent.
Tenor 3 months / 6 months/ 9 months / 1year and above
Interest rate
Local currency Foreign currency
Tenure Interest Rate (PA)*
Fixed Deposit (Individual and Public)  
15 Days up to 1 Month 7.25 %
Above 1 Month up to 3 Months 8.00 %
Above 3 Months up to 1 Year 10.50 %
Above 1 Year up to 2 Years 10.25 %
Above 2 Years 10.00 %
Institutional  
15 Days upto 1 month 7.25% 
Above 1 month upto 3 months 8.00%
Above 3 months upto 6 months 9.00%
Above 6 months below 1 Year 10.00%
1 Year 10.50%
Above 1 Year up to 2 years 10.25%
Above 2 years 10%
As advised by Treasury
from time to time.
Interest payable Quarterly or upon maturity. Interest will be credited to nominated account
periodically.
Pre-liquidation charge Applicable interest rate for the period runs minus 2% for local currency and 1% for foreign currency and NPR 500/- as liquidation fee for both
currencies.
Documents required • Must be an existing account holder of the bank.
• Term deposit account opening form.
*Conditions apply

Currency Buying Selling
US Dollar 115.65 116.25
Euro 134.87 136.17
Pound Sterling 151.51 153.31
Australian Dollar 82.86 83.86
View all » [As per Sep 18, 2018]
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Base Rate
(Based on ChaitraEnd 2074 Figures) - 11.66%

Banking Hours

During summer (16th Magh to 15th Kartik)
Sunday to Thursday : 9:45 am to  5:00 pm
Friday : 9:45 am to 2:30 pm
 
During winter (16th Kartik to 15th Magh)
Sunday to Thursday : 9:45 am to  4:00 pm
Friday : 9:45 am to 2:30 pm

Holiday counter:

    1. New Baneshwor Branch (10:00 AM to 1:00 PM) (Saturdays only)
    2. New Road Branch (10:00 AM to 1:00 PM) (Public holidays except Saturdays)
    3. Butwal Milan Chowk Branch (10:00 AM to 1:00 PM ) (Public holidays and Saturdays)
    4. Sahid Chowk Branch, Narayangarh (10:00 AM to 1:00 PM ) (Saturdays only)