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Janata Kawach Bachat Khata

Product Name Janata Kawach Bachat Khata
Account Class SV14
Product Code 114
Eligibility Individuals
Account Type Normal savings account
Minimum balance to open a/c NPR 100/-
Interest accrual basis On daily balance
Interest pay period Quarterly basis. Payable at the end of Ashad, Ashwin, Poush and Chaitra of Nepali Calendar
Cheque book issuance 10 leaves at a time on demand
Interest rate 5.00% PA at present. Rate will be as decided by the bank from time to time
Withdrawal limit Up to NPR 1,000,000/- per day without prior notice
Documents required • Identification document: Citizenship for Nepalese Citizens, Passport
• For Foreigner: Passport with valid VISA Document other than Indian
• For Indian: Passport/Registration certificate issued by Indian Embassy
• Introduction by an account holder or reference, if possible
• Recent Photograph(passport size) of account holder/operator
Services • ABBS Service (subject to charge as per SSC)
• Internet banking/email Solutions
• On demand account statement and cheque book
• Visa Card (subject to charge as per SSC)
• Mobile Banking (subject to charge as per SSC)
• ASBA (Account Support Block Amount)
Account operation • Account holder or person nominated

*Lien on Deposit  
Accidental Insurance Facility
Lien Amount Insured Amount Accidental
10,000 500,000
20,000 600,000
30,000 700,000
40,000 800,000
49,000 900,000
 
Additional Document for Residential Home Insurance:
  • Photo of House
  • Land ownership certificate (Lalpurja) 
 
Home Insurance Facility
 
Lien Amount Insured Amount Accidental Insured Amount Home
50,000 1,000,000 1,000,000
100,000 1,000,000 2,000,000
150,000 1,000,000 3,000,000
200,000 1,000,000 4,000,000
250,000 1,000,000 5,000,000
300,000 1,000,000 6,000,000
350,000 1,000,000 7,000,000
400,000 1,000,000 8,000,000
450,000 1,000,000 9,000,000
500,000 1,000,000 10,000,000

Currency Buying Selling
US Dollar 109.2 109.8
Euro 123.53 124.83
Pound Sterling 144.37 146.17
Australian Dollar 77.29 78.29
View all » [As per Mar 19, 2019]
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Base Rate
(Based on PoushEnd 2075 Figures) - 11.04%

Banking Hours

During summer (16th Magh to 15th Kartik)
Sunday to Thursday : 9:45 am to  5:00 pm
Friday : 9:45 am to 2:30 pm
 
During winter (16th Kartik to 15th Magh)
Sunday to Thursday : 9:45 am to  4:00 pm
Friday : 9:45 am to 2:30 pm

Holiday counter:

    1. New Baneshwor Branch (10:00 AM to 1:00 PM) (Saturdays only)
    2. New Road Branch (10:00 AM to 1:00 PM) (Public holidays except Saturdays)
    3. Butwal Milan Chowk Branch (10:00 AM to 1:00 PM ) (Public holidays and Saturdays)
    4. Sahid Chowk Branch, Narayangarh (10:00 AM to 1:00 PM ) (Saturdays only)