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Janata Akshaya Kosh Fixed Deposit Account


Product Name Janata Akshaya Kosh Fixed Deposit Account
Product Types  Fixed Deposit
Product Code 228
Account Class FD14Q
Eligibility All type of Institutions: -
School, College, Universities, Trust, Hospitals and CBO/NOGs (Community base organization/Non-profit making Organization) etc.
Minimum balance to open a/c NPR 1,000/-
Interest accrual basis On daily balance
Interest pay period Quarterly basis. Payable at the end of Ashad, Ashwin, Poush and Chaitra of Nepali Calendar
Interest rate
  • Published rate of 1year institutional deposit or
  • Rate determined by mutual understanding for longer term and approved by competent authority of bank or
  • As decided by ALCO from time to time k from time to time
Operating/ Nominee Account
  • Current Account
  • Saving account SV 18 (in case of Non-profit making Organization)
Documents required
  • Complete account Opening Form (Including KYC)
  • Article of Association (AOA)/MOU/Bidhan
  • Certificate of registration
  • PAN
  • Trustee Minute/Board Minute/Power of Attorney   
  • Identification document(citizenship/passport)
  • Recent Photograph of account operator/s
Account operation Trustee ( or as determined/ authorized by donor)

Currency Buying Selling
US Dollar 111.35 111.95
Euro 124.1 125.4
Pound Sterling 140.33 142.13
Australian Dollar 76.35 77.35
View all » [As per May 24, 2019]
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Base Rate
(Based on PoushEnd 2075 Figures) - 11.04%

Banking Hours

During summer (16th Magh to 15th Kartik)
Sunday to Thursday : 9:45 am to  5:00 pm
Friday : 9:45 am to 2:30 pm
During winter (16th Kartik to 15th Magh)
Sunday to Thursday : 9:45 am to  4:00 pm
Friday : 9:45 am to 2:30 pm

Holiday counter:

    1. New Baneshwor Branch (10:00 AM to 1:00 PM) (Saturdays only)
    2. New Road Branch (10:00 AM to 1:00 PM) (Public holidays except Saturdays)
    3. Butwal Milan Chowk Branch (10:00 AM to 1:00 PM ) (Public holidays and Saturdays)
    4. Sahid Chowk Branch, Narayangarh (10:00 AM to 1:00 PM ) (Saturdays only)