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Janata Saral Bachat Khata

Eligibility Individuals
Account Type Saving Account
Minimum balance to open a/c NPR 1000/-
Interest accrual basis On daily balance
Interest payment mode Monthly as per Nepalese Calendar
Cheque book issuance As per the request of the customer.
Interest rate in saving Account 5.00% PA
Withdrawal limit Unlimited
Documents required
  • Complete account opening form (As per KYC)
  • Identification document (Citizenship/Passport)
  • Photograph
  • Birth certificate for minor
Free services
  • Cheque book and account statement
  • Monthly interest payment
  • Internet banking/ e-mail solutions
  • On demand account statement(duplicate statement is subject to charge as per SCS)
  • 25% discount on service Charge/processing fee on retail loan products
Account operation
  • Account operated by account holder or person nominated

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Base Rate
(Based on ChaitraEnd 2074 Figures) - 11.66%

Banking Hours

During summer (16th Magh to 15th Kartik)
Sunday to Thursday : 9:45 am to  5:00 pm
Friday : 9:45 am to 2:30 pm
During winter (16th Kartik to 15th Magh)
Sunday to Thursday : 9:45 am to  4:00 pm
Friday : 9:45 am to 2:30 pm

Holiday counter:

    1. New Baneshwor Branch (10:00 AM to 1:00 PM) (Saturday Only)
    2. New Road Branch (10:00 AM to 1:00 PM) (Other Than Saturday)
    3. Butwal Milan Chowk Branch (10:00 AM to 1:00 PM )