Janata Bachat Khata

Eligibility Individuals of all age groups.
Account Type Normal savings account
Minimum balance to open a/c NPR 5/-
Interest accrual basis On daily balance
Interest pay period
Quarterly basis. Payable at the end of Ashad, Ashwin, Poush and Chaitra of Nepali Calendar
Cheque book issuance 10 leaves at a time on demand
Interest rate 1.50% PA
Withdrawal limit Up to NPR 500,000/- per day without prior notice
Documents required • Complete account opening form
• Identification document (citizenship/license/voter ID)
• Photograph
• Birth certificate in case of minor
Free services

• Internet Banking/E-mail Solution
• On demand account statement(duplicate statement is subject to charge as per SCS)
• Free Cheque Book

Account operation Account operated by account holder or person nominated


Currency Buying Selling
Indian Rupee 1.6 1.6015
US Dollar 103.75 104.35
Euro 112.3503 113.6503
Pound Sterling 129.7388 131.5388
View all » [As per Mar 28, 2017]
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Base Rate
(Based on AshwinEnd 2073 Figures) - 8.51%

Banking Hours

During summer (16th Magh to 15th Kartik)
Sunday to Thursday : 9:45 am to  5:00 pm
Friday : 9:45 am to 2:30 pm
During winter (16th Kartik to 15th Magh)
Sunday to Thursday : 9:45 am to  4:00 pm
Friday : 9:45 am to 2:30 pm

Holiday counter:

    1. New Baneshwor Branch (10:00 AM to 1:00 PM) (Saturday Only)
    2. New Road Branch (10:00 AM to 1:00 PM) (Other Than Saturday)