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Interest Rate

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Particulars Rate (Per Annum)
Gautam Buddha Sadharan Bachat Khata   8.00%
Parishramik Byaosthapan Khata   6.00%
Janata Sanchaya Bachat Khata   6.00%
Janata Bachat Khata   6.00%
Janata Kawach Bachat Khata   6.00%
Janata Social Security Saving   6.00%
Janata Share Dhani Khata   6.00%
Naari Swabhiman Bachat Khata   6.00%
Janata Samriddhi Bachat   6.00%
Bright Future Saving Account   6.00%
Jestha Nagarik Samman Bachat Khata   6.00%
Janata Remit Bachat Khata   6.00%
Janata Saral Bachat Khata (Monthly Interest Payment)   6.00%
Fixed Deposit   Institutional   Public & Individual3
3 Months   7.00%   8.00%
6 Months   8.00%   9.00%
9 Months   9.00%   10.00%
1 Year and Above   10.00%   11.00%
Structural Bulk Deposit   Negotiable    -
Platinum Fixed Deposit Schemes    
Platinum Muddhati Khata (75 days)   -   11.00%
Platinum Muddhati Khata (100 days)   -   11.00%
Loans and Advances   Prime   Standard
Deprived Sector – Wholesale   8.50%-10.00%   11.00%-13.00%
Deprived Sector - Retail (Individual and Institutional)   12.00%-13.00%   14.00%-16.00%
Janata Sahaj Karja   12.00%-13.00%   14.00%-16.00%
Export Finance   9.00%-10.00%   11.00%-15.00%
Term Loan   9.00%-10.00%   11.00%-15.00%
Demand Loan/Short Term Loan   8.50%-10.00%   11.00%-15.00%
Import Loan   9.00%-10.00%   11.00%-15.00%
FCY Loan   3.00%-5.00%   6.00%-7.00%
Overdraft   8.50%-10.00%   11.00%-15.00%
Agricultural Loan – Institutional   11.00%-12.00%   13.00%-16.00%
Agricultural Loan – Individual   12.00%-13.00%   14.00%-16.00%
Housing Loan
Up to 15 Years   10.00%-12.00%   12.00%-16.00%
Above 15 Years   10.50%-13.00%   13.00%-16.00%
Auto Loan
Up to 5 Years   10.00%-12.00%   12.00%-16.00%
Up to 7 Years   10.50%-12.00%   12.00%-16.00%
 
Hire Purchase   11.00%-13.00%   13.00%-16.00%
Education Loan   10.00%-12.00%   13.00%-16.00%
Mortgage/Personal Loan   11.00%-13.00%   13.00%-16.00%
Loan Against Fixed Deposit   +2.00% But Minimum 12.00%
Loan Against Government Securities   +2.00% But Minimum 12.00%
Margin Lending  11.00%-13.00%   13.00%-16.00%
Loan Against Gold and Silver   11.00%-13.00%   13.00%-16.00%
Other Loans   12.00%-13.00%   14.00%-17.00%
 
 

Currency Buying Selling
Indian Rupee 1.6 1.6015
US Dollar 102.95 103.55
Euro 114.6303 115.9303
Pound Sterling 129.7971 131.5971
View all » [As per Jun 22, 2017]
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Base Rate
(Based on FalgunEnd 2073 Figures) - 10.12%

Banking Hours

During summer (16th Magh to 15th Kartik)
Sunday to Thursday : 9:45 am to  5:00 pm
Friday : 9:45 am to 2:30 pm
 
During winter (16th Kartik to 15th Magh)
Sunday to Thursday : 9:45 am to  4:00 pm
Friday : 9:45 am to 2:30 pm

Holiday counter:

    1. New Baneshwor Branch (10:00 AM to 1:00 PM) (Saturday Only)
    2. New Road Branch (10:00 AM to 1:00 PM) (Other Than Saturday)