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Interest Rate

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Particulars Rate (Per Annum)
Gautam Buddha Sadharan Bachat Khata   6.50%
Parishramik Byaosthapan Khata   6.00%
Janata Sanchaya Bachat Khata   5.00%
Janata Bachat Khata   5.00%
Janata Kawach Bachat Khata   5.00%
Janata Social Security Saving   5.00%
Janata Share Dhani Khata   5.00%
Naari Swabhiman Bachat Khata   5.00%
Janata Samriddhi Bachat   5.00%
Bright Future Saving Account   5.00%
Jestha Nagarik Samman Bachat Khata   5.00%
Janata Remit Bachat Khata   5.00%
Janata Saral Bachat Khata (Monthly Interest Payment)   5.00%
Janata Swornim Bachat Khata   5.50%
Janata Lagani Khata   5.00%
Janata Sansthagat Bachat Khata   5.00%
Fixed Deposit   Institutional   Public & Individual3
3 Months   5.00%   7.00%
6 Months   5.50%   7.25%
9 Months   7.00%   8.00%
Above 1 Year up to 2 years   7.50%   8.50%
Above 2 years up to 5 years   8.00%   8.75%
Platinum Fixed Deposit (For Individual)    
Platinum Muddhati Khata (75 days)   -   7.25%
Platinum Muddhati Khata (100 days)   -   7.50%
Structural Bulk Deposit Negotiable  
Loans and Advances   Premium %(p.a.) on                Base Rate  
Deprived Sector – Wholesale   Up to 3 %  
Deprived Sector - Retail (Individual and Institutional)   Up to 6 %  
Janata Sahaj Karja   Up to 5 %  
Pre-Shipment/Post-shipment Loan   Up to 3 %  
Term Loan   Up to 4 %  
Demand Loan/Short Term Loan   Up to 4 %  
Trust Receipt Loan   Up to 3 %  
Overdraft   Up to 4 %  
Real Estate Loan   Up to 6 %  
Agricultural Loan – Institutional   Up to 5 %  
Agricultural Loan – Individual   Up to 5 %  
Housing Loan
Up to 15 Years   Up to 3 %  
Above 15 Years   Up to 4 %  
Auto Loan
Up to 5 Years   Up to 3 %  
Up to 7 Years   Up to 4 %  
Consortium Loans(As decided by the consortium)
FCY Loan  1 Year LIBOR Rate + Up to 4%  
Hire Purchase   Up to 5 %  
Education Loan   Up to 5 %  
Mortgage/Personal Loan   Up to 5 %  
Loan Against Fixed Deposit  Coupon Rate +2% or Base Rate, whichever is higher
Loan Against Government Securities  Coupon Rate +2% or Base Rate, whichever is higher
Margin Lending   Up to 5 %  
Loan Against Gold and Silver   Up to 5 %  
Other Loans   Up to 8 %  
 
 

Currency Buying Selling
US Dollar 103.5 104.1
Euro 122.15 123.45
Pound Sterling 137.34 139.14
Australian Dollar 78.56 79.56
View all » [As per Nov 23, 2017]
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Base Rate
(Based on KartikEnd 2074 Figures) - 11.63%

Banking Hours

During summer (16th Magh to 15th Kartik)
Sunday to Thursday : 9:45 am to  5:00 pm
Friday : 9:45 am to 2:30 pm
 
During winter (16th Kartik to 15th Magh)
Sunday to Thursday : 9:45 am to  4:00 pm
Friday : 9:45 am to 2:30 pm

Holiday counter:

    1. New Baneshwor Branch (10:00 AM to 1:00 PM) (Saturday Only)
    2. New Road Branch (10:00 AM to 1:00 PM) (Other Than Saturday)